Privacy Policy

Privacy Policy - LoanKagyan.online

Effective Date: January 4, 2026

Thank you for visiting LoanKagyan.online (“we”, “us”, “our”). Your privacy matters. This Privacy Policy explains what information we collect, how we use it, how we protect it, and your choices regarding that information. By using our website (https://www.loankagyan.online) you agree to the collection and use of information described here.

Information We Collect

A. Information you give us

  • Contact information: If you contact us (via contact form, email, or comments), you may provide your name, email address, phone number, and other details.
  • User-contributed content: Any content you submit (comments, feedback, guest post content) may be stored and displayed on the site.

B. Information we collect automatically

  • Log data: When you visit, we collect server logs such as IP address, browser type, pages visited, referring/exit pages, and timestamps.
  • Device & usage data: Device type, operating system, screen resolution, and pages/actions on the site.
  • Cookies and similar technologies: See section 3.

How We Use Your Information

We use information to:

  • Provide, maintain and improve our services and content.
  • Respond to your inquiries, requests or comments.
  • Personalize user experience and show relevant content.
  • Analyze traffic and usage to improve the website (analytics).
  • Serve ads and manage advertising preferences (see advertising section).
  • We do not sell your personal information to third parties.

Cookies & Similar Technologies

We use cookies, web beacons, and similar technologies to

  • Remember your preferences and settings.
  • Provide relevant content and ads.
  • Measure site performance and analytics.
You can manage cookie preferences through the cookie banner on the site or by adjusting your browser settings. Disabling certain cookies may affect site functionality.

Suggested cookie-banner text

“We use cookies to improve your experience, personalize content and ads, and analyze traffic. By clicking ‘Accept’ you consent to our use of cookies. Manage preferences.”

Buttons: Accept | Manage

Advertising and Ad Partners (Including Google AdSense)

  • We display ads on our site via third-party ad networks, including Google AdSense. These ad networks may use cookies and similar technologies to show ads based on your visits to this and other websites.
  • Google may use the DoubleClick cookie and other identifiers to serve ads tailored to your interests.
  • To opt out of personalized Google ads, users can visit Google’s Ads Settings at: https://adssettings.google.com

Analytics

We use analytics services (for example, Google Analytics) to understand how users interact with the site and to improve content and performance. Analytics may collect cookies, IP addresses, and usage data. You can opt out of Google Analytics tracking using browser add-ons or opt-out tools provided by analytics providers.

Third-Party Links & Services

Our site may contain links to external websites (e.g., banks, official loan portals). We are not responsible for the privacy practices of those sites. Please review the privacy policies of any third-party websites you visit.

We may use third-party tools for

  • Payment processing (if any),
  • Email delivery and newsletters,
  • Comment moderation and spam protection,
  • Performance & security (CDNs, hosting, WAFs).

These providers may process data as independent controllers or processors. We require them to handle data securely.

Data Retention

We retain personal data only as long as necessary for the purposes described (support, legal compliance, security, analytics). Log data and anonymized analytics may be retained longer for trends and reporting.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Children’s Privacy

Our website is intended for users 13 years and older. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us to request deletion.

International Transfers

Our servers/services may be hosted in different countries. By using the site, you consent to transfer and processing of your information in countries that may have different data protection laws.

Your Rights (GDPR / CCPA style)

Depending on your jurisdiction, you may have rights such as:

  • Access the personal data we hold about you.
  • Request correction of inaccurate data.
  • Request deletion of your personal data.
  • Object to or restrict certain processing.
  • Request portability of data.

To exercise these rights, contact us at the address below. We will respond within a reasonable timeframe and in accordance with applicable law.

How to Opt-Out of Personalized Ads

  • For Google personalized ads: visit https://adssettings.google.com and adjust settings.
  • You may also opt out of targeted advertising via browser controls or opt-out tools provided by ad networks.

Changes to This Privacy Policy

We may update this policy from time to time. When we do, we will revise the “Effective Date” at the top. Significant changes may be notified on the website. Continued use after changes constitutes acceptance.

Contact Us

If you have any questions, requests or complaints about this Privacy Policy or our data practices, please contact us:


 

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